Saturday, May 06, 2017

You May Like Obamacare, But Don't Forget About The People It's Hurt

You May Like Obamacare, But Don't Forget About The People It's Hurt
Nothing is perfect. "Most people who aren’t in the individual market, which is the one most affected by ACA, have no idea what the plans look like. It is a market where the costs of the bill’s mandates are more visible, even when subsidized. When I cite exorbitant deductibles, folks tell me to suck it up and pay $3,000. I laugh at a $3,000 deductible. What in the old system was considered a very high deductible is now among the lower available, and premiums for any kind of deductible are high, even with subsidies. Many families have to hit $12,700, and they’re paying a mortgage-sized premium. For many, the purchase becomes hard to justify or supplants an actual mortgage or similar outlays. Arguing about this as if beneficiaries of ACA don’t exist isn’t right. Arguing about it as if people like me don’t is also not right. ACA was never the panacea it was sold as and it remains distinctly un-utopian in its results. Lazy characterizations of things you like as perfect—and of people you oppose as big fans of people dying—are not particularly helpful to actual people. So if you’re weaving a utopian or dystopian scenario for Facebook, remember reality is almost always less extreme and more nuanced than you’re asserting, and you probably know a real human on both sides of every imperfect adjustment to our Frankenstein system."

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