Identity Theft, Credit Reports, and You | Kalzumeus Software

Identity Theft, Credit Reports, and You | Kalzumeus Software
What to do if an identity thief has opened an account in your name. "Was an account opened in your name without your consent? Great, you’re in the right place. The rest of this article assumes that you’ve either checked a credit report or been told by a bank that an account exists in your name which you didn’t open. (There exist steps related to the below to help improve one’s situation in the circumstance where your problem is that you’ve not paid debts you legitimately owed, but that problem is out of scope here.)"